WHAT IS TRANSFER VALUE PLAN?
You have changed job and had a company pension plan with your previous employer?
We offer you the possibility to transfer your accumulated fund value from your previous employer to the MUA Life Transfer Value Plan.
At the age of 55,60 or 65: up to 25% of your accumulated fund will be paid as a lump sum and a regular lifetime income from the remaining capital will be paid
Optional financial protection in case of death, total and permanent disability
The advantages of MUA’s Transfer Value Plan
You have the choice between 3 funds available, depending on your savings objectives and your risk tolerance.
- Defensive Fund
- Balanced Fund
- Dynamic Fund
Capital is guaranteed if you choose to invest in our Defensive Fund.
Loyalty Bonus
- You will receive a bonus after 10 years and every 5 years thereafter – applicable to the Balanced or Dynamic Fund
- DEFENSIVE
- BALANCED
- DYNAMIC
INVESTMENT OBJECTIVES
The Fund seeks to earn better returns than the savings rate offered by commercial banks while seeking to preserve capital and limit volatility. The portfolio is invested in a diversified manner in secure financial instruments. The fund may also have a small exposure to local equities to boost the fund's return.
ALLOCATIONS
| 2020 | 2021 | 2022 | 2023 | YTD | |
|---|---|---|---|---|---|
| FUND | 7.1% | 6.2% | 5.1% | 5.2% | 4.5% |
| BENCHMARK | 0.8% | 4.8% | 10.1% | 9.4% | 4.2% |
INVESTMENT OBJECTIVES
The Fund seeks to achieve medium to long-term capital appreciation with a balanced risk strategy. The value of the portfolio will rise and fall with volatility. The overall exposure of the portfolio is diversified across different asset classes: domestic and foreign equities, fixed income instruments, real estate and secured loans.
ALLOCATIONS
| 2020 | 2021 | 2022 | 2023 | YTD | |
|---|---|---|---|---|---|
| FUND | 4.4% | 17.8% | -4.8% | 11.5% | 12.9% |
| BENCHMARK | -5.4% | 16.7% | -1.2% | 4.5% | 14.6% |
INVESTMENT OBJECTIVES
The fund seeks to achieve competitive long-term returns and is suitable for investors with a high tolerance for risk. The value of the portfolio may rise and fall significantly in response to fluctuations in the financial markets. The fund invests in a diversified manner in different asset classes, with an emphasis on local equities and foreign assets. The fund may also invest in fixed income instruments to provide some protection against volatility.
ALLOCATIONS
| 2020 | 2021 | 2022 | 2023 | YTD | |
|---|---|---|---|---|---|
| FUND | -3.3% | 25.5% | -9.4% | 6.6% | 15.3% |
| BENCHMARK | -10.1% | 23.3% | -2.5% | 5.9% | 17.5% |
Would you like to know how much to set aside each month to concretize your project or complete your retirement?
Calculate, the amount of the monthly payments necessary to obtain the desired capital according to the chosen profile.
FOR MORE INFORMATION
To protect you and your loved ones from this risk, an income protection plan is designed to provide you with a regular income if you are unable to work, either temporarily or permanently.
Whether you’re travelling for business or pleasure, you can be faced with a number of challenges on your trip. A good travel insurance will protect you and those travelling with you.
