Why insure your car?
Vehicle insurance is compulsory in Mauritius. However, it’s up to every driver to choose their level of cover and the benefits that best suit their needs and budget. Beyond covering your third party liability and your own vehicle, you will need a reliable towing service provider, car occupants cover in case you have an accident or even in the event of misfuelling of your car. The protection that your comprehensive car insurance provides goes beyond just accident cover. It can give you peace of mind when you lose your car keys or when your vehicle has a mechanical breakdown.
SCOPE OF COVER |
ECOBasic third-party insurance cover, including damage that your vehicle accidentally causes to other people's vehicles, property, bodily injury, or death. |
ESSENTIELBasic third-party cover and own vehicle damage cover equivalent to the sum insured. |
ESSENTIEL PLUSBasic third-party cover; own vehicle damage cover equivalent to the sum insured; and loss of use cover in case of loss or damage to your vehicle. |
EXCELLENCEComprehensive cover for your vehicle and its occupants with additional benefits |
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| COMPARE OUR 4 CAR INSURANCE PLANS | ||||
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Third Party Liability
Cover of all damage caused to third parties (passengers, motorists, road users, other cars or property). |
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Own damage
Accidental Collision or over turning, malicious act, fire, theft, riot, cyclone and some others climatic events. |
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Car occupants (driver and passengers)
Cover in case of death, permanent disability and reimbursement of medical expenses in the event of an accident. |
Optional
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Loss of use
In case of loss or damage to the vehicle, a replacement car of equivalent engine capacity will be provided to the insured, or a cash settlement. |
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24/7 Towing / Breakdown Services
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Optional
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MUA Approved Repairs
In the event of an accident, repairs will be carried out in a MUA-approved garage. |
Optional
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MUA Select Garages
Concierge service for a comprehensive follow-up of your repairs. In the event of an accident, repairs will be carried out by a MUA Select Garages partner. |
Optional
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| EXCELLENCE EXTENSIONS | ||||
| Cars less than 5 years old at the start of the contract | ||||
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Replacement of Car Keys and lock transmitters
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Airfreight expenses for unavailable spare parts
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Windscreen Replacement
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Reimbursement of personal effects
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Reimbursement of car accessories in case of damage
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Damage by Rodents
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Accidental Misfueling
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Waiver of Excess
Applicable for the 1st claim during the 1st year. |
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| Cars less than 1 year old at the start of the contract | ||||
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Agree Value Refund
Refund up to the agreed insured value, in case of total loss of the vehicle during the 1st year. |
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Refund Original Registration Fee
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*Excellence vehicles between 0-5 years at the inception of the contract.
Terms & Conditions Apply.
Cover of all damage caused to third parties (passengers, motorists, road users, other cars or property).
Accidental Collision or over turning, malicious act, fire, theft, riot, cyclone and some others climatic events.
Cover in case of death, permanent disability and reimbursement of medical expenses in the event of an accident.
In case of loss or damage to the vehicle, a replacement car of equivalent engine capacity will be provided to the insured, or a cash settlement.
In the event of an accident, repairs will be carried out in a MUA-approved garage.
Concierge service for a comprehensive follow-up of your repairs. In the event of an accident, repairs will be carried out by a MUA Select Garages partner.
Applicable for the 1st claim during the 1st year.
Refund up to the agreed insured value, in case of total loss of the vehicle during the 1st year.
Cover of all damage caused to third parties (passengers, motorists, road users, other cars or property).
Accidental Collision or over turning, malicious act, fire, theft, riot, cyclone and some others climatic events.
Cover in case of death, permanent disability and reimbursement of medical expenses in the event of an accident.
In case of loss or damage to the vehicle, a replacement car of equivalent engine capacity will be provided to the insured, or a cash settlement.
In the event of an accident, repairs will be carried out in a MUA-approved garage.
Concierge service for a comprehensive follow-up of your repairs. In the event of an accident, repairs will be carried out by a MUA Select Garages partner.
Applicable for the 1st claim during the 1st year.
Refund up to the agreed insured value, in case of total loss of the vehicle during the 1st year.
Cover of all damage caused to third parties (passengers, motorists, road users, other cars or property).
Accidental Collision or over turning, malicious act, fire, theft, riot, cyclone and some others climatic events.
Cover in case of death, permanent disability and reimbursement of medical expenses in the event of an accident.
In case of loss or damage to the vehicle, a replacement car of equivalent engine capacity will be provided to the insured, or a cash settlement.
Concierge service for a comprehensive follow-up of your repairs. In the event of an accident, repairs will be carried out by a MUA Select Garages partner.
Applicable for the 1st claim during the 1st year.
Refund up to the agreed insured value, in case of total loss of the vehicle during the 1st year.
*Excellence vehicles between 0-5 years at the inception of the contract.
Terms & Conditions Apply.
THE RIGHT LEVEL OF COVER ?
MUA understands that every car owner has their own priorities when it comes insuring their vehicle. We have designed 3 levels of cover adapted to your needs and budget, offering a variety of benefits. You have the possibility to choose between 3 formulas:
- Eco covers your third party liability, with optional Breakdown Service and Car Occupants cover
- Essential covers your vehicle, its occupants and your third party liability
- Essential Plus, comprehensive cover with the option of MUA Approved Repairs
- Excellence a comprehensive insurance package for complete peace of mind for you and your family when you’re on the road
The Excellence option provides a full range of covers and benefits, and is ideal if you are insuring a new or recent vehicle. The Excellence extensions covers include windscreen and car keys replacement, personal belongings in case of theft. You’re even covered in case of damage caused by rodents.
An easy to use client portal that allows you to manage and renew your insurance, make and track your claims and make payments from the comfort of your home. No-claim bonus: you receive a discount on your premium at renewal if you have not had any accidents in the last 12 months.
Simple and easy claims process, that incorporates an innovative concierge service for repairs after an accident.
Up to 100% discount on your excess if you choose the option MUA SELECT GARAGES at subscription.
THE AGREED VALUE OF YOUR NEW VEHICLE WILL BE REIMBURSED IN THE EVENT OF A TOTAL LOSS or theft
Insurance that having so many advantages in case of an accident.
DISCOUNT ON YOUR 'EXCESS'.
Following an accident, benefit from a discount of up to 100% on your 'excess' by choosing one of our approved garages for the repair of your car.
Would you like to insure
other types of vehicles ?
Do not hesitate to contact us !
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